:root {
  --bg: #f7f9fc;
  --surface: #ffffff;
  --surface-soft: #f1f5f9;
  --ink: #0f172a;
  --muted: #64748b;
  --border: #e2e8f0;
  --primary: #4f46e5;
  --teal: #14b8a6;
  --success: #059669;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(900px 420px at 90% -10%, rgba(20, 184, 166, .18), transparent 60%),
    radial-gradient(800px 380px at 0% 0%, rgba(79, 70, 229, .16), transparent 55%),
    var(--bg);
}

a {
  color: inherit;
}

.public-shell {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.public-nav {
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid rgba(226, 232, 240, .8);
  background: rgba(255, 255, 255, .9);
  backdrop-filter: blur(14px);
}

.public-nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  min-height: 68px;
}

.public-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
  text-decoration: none;
}

.public-brand__mark {
  display: inline-grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  box-shadow: 0 18px 32px -24px var(--primary);
}

.public-nav__links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: 8px;
}

.public-nav__links a,
.public-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: rgba(255, 255, 255, .78);
  text-decoration: none;
  font-weight: 800;
  font-size: .92rem;
}

.public-button--primary {
  border-color: transparent;
  color: #fff;
  background: linear-gradient(90deg, var(--primary), #7c3aed 58%, var(--teal));
}

.public-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, .8fr);
  gap: 28px;
  align-items: center;
  padding: 58px 0 34px;
}

.public-hero--compact {
  padding-top: 46px;
}

.public-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  color: var(--primary);
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.public-hero h1 {
  margin: 0 0 16px;
  font-size: clamp(2rem, 5vw, 3.55rem);
  line-height: 1;
  letter-spacing: -.05em;
}

.public-hero p,
.public-section p,
.public-card p,
.public-list li {
  color: var(--muted);
  line-height: 1.7;
}

.public-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.public-card,
.public-panel,
.calculator-card {
  border: 1px solid var(--border);
  border-radius: 24px;
  background: rgba(255, 255, 255, .9);
  box-shadow: 0 24px 60px -46px rgba(15, 23, 42, .35);
}

.public-panel {
  padding: 22px;
}

.public-panel--accent {
  position: relative;
  overflow: hidden;
  padding: 28px;
  border-color: rgba(79, 70, 229, .18);
  background:
    linear-gradient(145deg, rgba(79, 70, 229, .10), rgba(20, 184, 166, .12)),
    rgba(255, 255, 255, .92);
}

.public-panel--accent::after {
  content: "";
  position: absolute;
  right: -42px;
  bottom: -52px;
  width: 150px;
  height: 150px;
  border-radius: 999px;
  background: linear-gradient(135deg, rgba(79, 70, 229, .18), rgba(20, 184, 166, .20));
}

.public-panel--accent h2 {
  position: relative;
  z-index: 1;
  margin: 18px 0 8px;
  font-size: clamp(1.45rem, 2.7vw, 2.2rem);
  line-height: 1.05;
  letter-spacing: -.03em;
}

.public-panel--accent p,
.public-panel--accent .public-badge {
  position: relative;
  z-index: 1;
}

.public-card {
  padding: 22px;
}

.public-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 16px;
}

.public-grid--four {
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
}

.public-section {
  padding: 28px 0;
}

.public-section h2 {
  margin: 0 0 12px;
  font-size: clamp(1.45rem, 3vw, 2.25rem);
}

.public-card--terms {
  min-height: 230px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}

.public-card--terms:hover {
  transform: translateY(-3px);
  border-color: rgba(79, 70, 229, .25);
  box-shadow: 0 28px 70px -48px rgba(15, 23, 42, .42);
}

.public-card--terms > span {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-bottom: 18px;
  border-radius: 14px;
  color: #fff;
  font-weight: 900;
  background: linear-gradient(135deg, var(--primary), var(--teal));
}

.terms-flow {
  display: grid;
  grid-template-columns: minmax(0, .85fr) minmax(320px, 1.15fr);
  gap: 18px;
  align-items: stretch;
  margin-top: 8px;
  padding: 26px;
  border: 1px solid rgba(226, 232, 240, .92);
  border-radius: 28px;
  background: rgba(255, 255, 255, .74);
  box-shadow: 0 24px 60px -50px rgba(15, 23, 42, .45);
}

.terms-flow h2 {
  margin-bottom: 10px;
}

.terms-flow__steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
}

.terms-flow__steps div {
  display: grid;
  align-content: center;
  min-height: 118px;
  padding: 16px;
  border: 1px solid rgba(79, 70, 229, .16);
  border-radius: 20px;
  background: linear-gradient(145deg, rgba(79, 70, 229, .07), rgba(20, 184, 166, .08));
}

.terms-flow__steps strong {
  color: var(--primary);
  font-size: 1.5rem;
}

.terms-flow__steps span {
  margin-top: 8px;
  color: var(--ink);
  font-weight: 900;
}

.public-list {
  padding-left: 20px;
}

.public-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  min-height: 28px;
  padding: 5px 10px;
  border-radius: 999px;
  background: rgba(20, 184, 166, .1);
  color: #0f766e;
  font-size: .78rem;
  font-weight: 900;
}

.calculator-card {
  padding: 22px;
}

.calculator-form {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 12px;
}

.calculator-form label {
  display: grid;
  gap: 6px;
  color: #334155;
  font-weight: 800;
  font-size: .88rem;
}

.calculator-form input,
.calculator-form select {
  width: 100%;
  min-height: 44px;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 10px 12px;
  font: inherit;
  color: var(--ink);
  background: #fff;
}

.calculator-result {
  margin-top: 16px;
  padding: 16px;
  border-radius: 18px;
  border: 1px solid rgba(79, 70, 229, .2);
  background: linear-gradient(135deg, rgba(79, 70, 229, .08), rgba(20, 184, 166, .08));
}

.calculator-result strong {
  display: block;
  margin-bottom: 4px;
  color: var(--ink);
  font-size: 1.15rem;
}

.public-footer {
  margin-top: 40px;
  padding: 26px 0;
  border-top: 1px solid var(--border);
  color: var(--muted);
  font-size: .9rem;
}

@media (max-width: 760px) {
  .public-shell {
    width: min(100% - 24px, 1120px);
  }

  .public-nav__inner,
  .public-hero,
  .terms-flow {
    grid-template-columns: 1fr;
  }

  .public-nav__inner {
    display: grid;
    padding: 10px 0;
  }

  .public-nav__links {
    justify-content: flex-start;
  }

  .public-nav__links a {
    flex: 1 1 auto;
  }

  .public-hero {
    padding-top: 34px;
  }

  .terms-flow {
    padding: 18px;
  }

  .terms-flow__steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}